This is
not always an easy question to answer. So many thoughts and situations need to
be considered and addressed prior to purchasing such a plan. Never purchase a
plan off the internet before speaking with a professional first. You may be
throwing away monies.
A global
travel & medical insurance company which pays medical claims on time, and
without hassle and many exclusions, would offer the best value travel insurance. Rates are not everything when it comes
to global travel for an individual & family or business group. Most of
these types of plan are low in cost and based on the number of days of travel.
Plans range from $50,000 - $2 million dollars of medical coverage per trip. The
costs are calculated by the following: location, amount of overall coverage,
deductible chosen (if any), age and number in family or business group. There
are many global medical & travel insurance companies which very often
refuse to pay legitimate travel claims and this makes members very frustrated.
Do your homework, check online for references and testimonials, talk to
consultants and friends who travel. So often, credit cards offer a minimum
amount of coverage at no cost, be sure and check the exclusions. So many of
these policies are written with detailed exclusions and may not work. Feel free
to contact offshorehealthbenefits.com at any time for answers.
Travelers
often face unique medical situations and emergencies at the most inconvenient
times and it can become very frustrated when a global medical insurance carrier holds up communication or claims.
Emergencies abroad require rapid communication from a member services
team, especially when a life is on the line. All hospitals are not equipped to
handle every medical emergency. Coordination of emergency medical care abroad
is everything. Is an Air Ambulance team needed to move a patient from one
hospital to another hospital? Who is handling this? Who is coordinating with
the member’s family? Is there coordination with a provider in a home country?
It is important to work with an agent/broker who can jump in and help at any
time, like the global team at Offshore Health Benefits.
Travel
insurance for international travel is important. Whether, you are a missionary traveller,
an adventure lover, a business person or a student, there are travel &
medical insurance policies for just about every walk of life.
The best
travel insurance plan is based on many aspects, like design flexibility and
location being the most important. For example, if you are going out of
the country for more than 5 days, a policy that provides coverage for any
unexpected illnesses or injuries, lost passport or document support and lost
baggage would be ideal for you. Whereas, if you are a student then the best
travel insurance policy would be the one that provides international student
health insurance which may cover sports and higher risk activities, like
surfing and organized activities.
For
business executives and professionals, a higher level of coverage may be
required depending on location and travel routines. A good insurance provider
is someone who can cater to all global travellers the different kind of travellers
with different insurance deductible and coverage maximums. Offshore Health
Benefits provide travel insurance coverage to all kinds of travellers. For tips
and guidance on which is the most suitable plan for you, visit our website now:
https://offshorehealthbenefits.com
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